Is it just series of bad judgment, or "once a thief, always a thief"?

Given that how many of the Ponzi pimps have been around for years, it's quite surprising that people aren't using Google enough and pick up their history.

One of the most vocal supporters of OneCoin was Thomas E. McMurrain. This is him pitching his "Welcome to OneCoin AlphaTeam"

Thomas E. McMurrain, pitching his OneCoin Alpha Team

The guy really needs better green-screening. The sun is clearly coming from the RIGHT in the photo background, but his face is lighted from the LEFT.  But who said that these folks are exactly detail oriented?

But if you bothered searching his name for a bit (never mind his self-PR like "7th Disruption", a book he "wrote" to promote OneCoin) you'll find some rather... disturbing details, like how he kept picking losers... Such as... Solavei

Tom McMurrain touring country w/ Solavei in 2012
Solavei went belly up in 2015

For those who didn't keep up, Solavei closed its doors in late 2015.  Which is apparently when Tommy here picked up the OneCoin banner. He apparently posted on Facebook when Vemma was closed by FTC "come join us in OneCoin", much like ambulance chasers.

So what was Tommy doing before 2015? Well, we need to count, but there's FlexKom... a scheme that went nowhere except Turkey and pushed by Ponzi-pimp Ian Driscoll, formerly of BannerBroker.

Just a few months later, it apparently did not pay Tanju Colak a Turkish ex-footballer and local celebrity, whom joined FlexKom a while back. Mr. Colak sued and FlexKom lost. A possible class action lawsuit was still undetermined as of 2014, and I can't search in Turkish to find an update, but it is said to possibly involve 40000 FlexKom members in Turkey. The business also seem to have gone quiet at the end of 2014. Definitely NOT another winner, something that sells itself, as Mr. McMurrain claimed, if it can't even sell itself on their home continent.

So what else did Mr. McMurrain involve himself in? No less than one of the widest spread Ponzi schemes in US history:  ZeekRewards.

Tommy here registered a "join Zeek and make me $$$" domain in March 2012. For the record, Zeek Rewards was shut down in August 2012 by Secret Service, SEC, and other Federal agencies.  Again, Tommy can't seem to pick a winner.

So what was Tommy doing even before this?  TVI Express... an international pyramid scheme.

Scam Absurdities: Non-US Scams Posing as American Businesses

It is not uncommon for a scammer to pretend to be what he's not, and the recent make of "The Great Gatsby" is one such tale. In the Scamworld, many such emerging players are from outside the US, and in order to look more legitimate, they will often pretending to be Americans or Europeans, or have fake company executives that have generic American or European names, and/or even hire an American or European "mercenary" COO as a figurehead. They will often appear in the company as themselves, albeit of a lower position than they actually are.

One such player is Tarun Trikha (aka Parun Trika) of TVI Express, arrested in India in April 2013, and have not been heard since. MLM Skeptic was one of the first in the West to identify Tarun Trikha as the *real* head of TVI Express, despite he claiming to be merely a top seller. TVI Express claims to have "admiral", "vice admiral" as top leaders with generic "white guy" names such as "Bill Cooper" or "Eric Taylor". You can find a profile of TVI Express here.

(TVI Express itself spawned many clones, most of which had already been shut down, or are under investigations around the world.)

MLM Mythbusting: MLM is a lot like ___________, therefore it is legit

Real Estate Agent... is it comparable to MLM?
(Photo credit: Wikipedia)

Many of the newcomers to MLM, finding people's natural reluctance toward MLM, tried to use bad facts or outright lies and misinformation to present MLM in favorable "familiar" terms, as they often just "inherit" such bad information from their uplines, who simply parrots the information from THEIR upline without any understanding of the issues. 

For these noobs, MLM is often compared to:

• Real estate, for its two-level commission system
• Franchising, for the any one can "own a piece of the action"
• Buying club, for the "share the low prices sell direct" type deal

Unfortunately, all these analogies just proves that these noobs have NO IDEA what they're talking about. Let me explain one by one. 

The Real Estate Analogy

When I posted my first MLM Critique piece, I was called "king of disinformation" (really?) by a guy who took exception to EVERYTHING I wrote, and his first example was "real estate". (scroll down to first comment)

Creating your own competitors?

What, that is how Realty firms work. They train people on the laws and teach them how to sell houses for them for 1/2 of the commissions. Then once the "new" guy gets his/her license they become direct competition. 

In MLM you should train people how to sell the products and help them develop new business builders. This is where the residual income is found, or as you put it your number 2 flaw.

 My reply to him:

RE: Creating one's own competition -- except real estate agents usually have to sign non-competitive clauses for X years upon joining and getting trained, and MUST work through a "broker" who gets half the commission, right? Hardly comparable to MLM, where there is NO training, NO qualification, NO non-competition period, and runs in the SAME social circles. Real estate agent may run in the same local area, but they usually work on the SAME listings and split the rewards if they share sales. RE is far more cooperative than competitive.

I actually took a real estate course to be a real estate agent, but I never bothered to take the test as I am not interested in the field. But the system is pretty simple. Buyer has an agent. Seller has an agent. Each agent with has a "broker" who's sort of a supervisor / boss. Standard commission on real estate is 6%, which is split 4 ways: 1.5% each for buyer's agent, his broker, seller's agent, and his broker.

Agents basically take a course, pass a test, get RE Agent's license, and work under broker, get a sales streak going, and either become a broker, or find a better market. Brokers train agents to go out and find more deals, both as buyers and as sellers, and as explained, gets 50% of their commission.

But as I said in my reply, trained agents usually sign non-compete contracts and minimum employment length for informal apprenticeship, and agents are NOT allowed to sell without a broker (legally forbidden). MLM has no such restrictions. Real estate also only have two levels. MLM can have bazillion levels.

NOT COMPARABLE.

Like TVI Express Scam, WCM777 Ecuador stole President Clinton's Thank You Video

Recently I found this Tweet from WCM777Ecuador

Wcm777 Ecuador -Expresidente de EEUU Bill Clinton Apoya el Marketing Multinivel: http://t.co/bEvyxESVrU via @YouTube
— Wcm777 Ecuador (@Wcm777Ecuador) October 31, 2013

Yes, that's a message from Bill Clinton, recorded in 2007, thanking DSA.

You know who else stole this video to pump itself up? TVI Express Scam.

Bad Argument: "Focusing Bias" used as "proof" of viewpoint

Focus Bias (also known as Focusing illusion, Focusing effect, or Spotlight Effect), is a type of cognitive bias where the mind emphasize the portion of the issue they have exposure to (personal experience, personal calculation or consideration, etc.) and ignore / de-emphasize the portion of the issues that they don't see / understand, and thus cannot evaluate. This very often happens in MLM. Supporters of a scheme tend to overemphasize the importance of portions of the MLM system they have been exposed to, while ignoring the portions of the system they know little about.

One way this manifests itself is the supporter thinks because they experience ONE PART of the scheme, and that part seem to work fine, the entire scheme must be fine (and legitimate!)  I termed this "it paid me!" argument.

For TVI Express pyramid scheme, it would be the website, or sometimes, the actual trip that came with the membership, and for a few, the actual payout at one or two levels of the matrix. They don't care about the obvious pyramid scheme aspects of the scheme.

For Zeek Rewards, it would be the penny auctions, the "giving away bids", watching their "cash account" build up, and for some, real money in their bank. They pay no attention to where the money is really coming from, are there enough auctions to generate that much profit, and so on.

For Lyoness, it would be the how shopping build up their "accounting units" therefore they conclude that Lyoness works great, and they pay no attention to the part where you can BUY your units and recruit others to do so and thus benefit from it.

For each of these scams or suspect schemes, the supporters basically had the focusing bias where they focuses almost EXCLUSIVELY on the parts they have been exposed to, and they somehow feel that is the ONLY part that mattered (to them), while ignoring any other parts they had not been exposed to or know about.

That is a very dangerous position to be in, as there's more than a few ways a MLM business can cause you trouble.

BREAKING NEWS: Norway announced WorldVentures is under investigation as possible pyramid scheme

The "Norway Gaming Board" government regulatory agency has issued a press release that stated that World Ventures, a "travel MLM", is suspected of being a pyramid scheme, and has issued request of information from the company regarding the member vs. affiliate ratio in order to determine its fate in Norway. The company has until June 4th to respond.

Those who track suspect schemes may recall that World Ventures is essentially a clone of the now defunct "TVI Express" scam out of India. TVI, or "Travel Ventures International", had travelled (no pun intended) all over the world, but has essentially unravelled when its head, Tarun Trikha was taken into custody earlier in India.

https://lottstift.no/lotteritilsynet/2013/05/30/lotteritilsynet-vurderer-mogleg-pyramide/  (in Norwegian)

OLD NEWS: TVI Express slapped in Philippines as Possible Securities Fraud

According to ABS-CBN news, TVI Express Holidays Philippines is a potential pyramid scheme, and people should avoided it, as part of Filipino Securities Exchange Commission official warning.

SEC warns of new pyramiding scams

by Alvin Elchico, ABS-CBN News

Posted at 03/12/2013 5:37 PM | Updated as of 03/13/2013 9:15 AM

MANILA, Philippines - Fresh from the disastrous results of the Aman Futures scam, the Securities and Exchange Commission (SEC) has again issued an advisory to consumers in Davao and Surigao of two separate potential investment fraud.
SEC chairperson Teresita Herbosa identified these two potential scams as Connectacons Inc. and TVI Express Holidays Phils.
The target company in Tandag City, Surigao del Sur has reportedly been encouraging teachers to invest P16,800 with a promise to "double the money" within 6 months and to get $10,000 for another 6 months.
According to the SEC advisory, those who invested have not received the promised amount and even return of their investment despite repeated demands.

More Indian Ponzi (and Pyramid) Schemes Profiled

A friend tipped me to this article:

Where Mail online basically had the same idea of the blog post I wrote only a few days ago... About the sheep and emu Ponzi, as well as other Ponzis.

In the past decade, India had been through so many Ponzi and pyramid schemes it's amazing how much money had been siphoned off by the crooks, and due to the slow pace of Indian justice system many of the crooks had not been arrested, and some had not even been charged with any crimes.

How NOT to Defend Your Scheme, with an Example

This entire blog can be considered a "what NOT to do" by MLMers, which of course, is infuriating to some amateur MLMer who learned to do things the wrong way.

Recently, there was this poster by the handle of "worldventurehappy" who repeatedly posted unsupported opinions both on this blog and on BehindMLM on the topic of World Ventures. Whether World Ventures is a scam or not is not the question here (but you can read Oz's review at your leisure). The problem is what a lousy job "WorldVentureHappy" did to defend his favorite scheme.

Let's start from the beginning... several comments here on my blog. Here's the first:

Well, that's definitely hostile intent, right? That's hardly pleading for "fairness". It's basically "F*** U!"

My conclusion was that MLM and Travel doesn't go together. If you don't agree, give me some evidence on why you think I'm wrong. Telling me to "get a life" only proves that your feelings are hurt, nothing else. And if your feelings are hurt so easily, you should not be in sales.

But what prompted it? It seems to be some "cheerleading" remarks he posted over at BehindMLM (linked above) regarding World Ventures. However, Oz had apparently nuked the comments as spam. (which only upsets him as he considers that "censorship")

Nine days later I get this comment from the same guy:

Note the URL where this comment was posted: "Why is MLM not a pyramid scheme"

It wasn't even the same topic he posted prior, and then he accused me of saying "Every MLM is a pyramid scheme", when the topic of the post is the DIFFERENCES between MLM and pyramid scheme.

Is this guy f***ing BLIND?!?!?!  It's certainly not looking good for his intelligence.

EDIT: The It appears WorldVentureHappy deleted the comment, and continue to insist I'm equating MLM to pyramid scheme. Clearly, some people have problem dealing with reality... and prefer their fantasy where they insist on believing they read something that doesn't exist.

But wait, there's more!

BREAKING NEWS: Another report of Tarun Trikha's Arrest in India, also from Bhaskar

Frankly, the Bhaskar is not a reliable source of information, so this will remain "suspicious" (thus far not contradicted), but here's the article

Original:  http://donotlink.com/www.thebhaskar.com/2013/04/28-mlm-tvi-express.html#.UWxIB7XvuSp (Google Translated)

SUNDAY, 7 APRIL 2013

28 thousand crore scam mastermind behind MLM, TVI Express CEO of arrest

Tarun Trikha arrested person's name is mentioned. Saturday brought him and Bhavani Bhavan Kolkata on transit remand were questioned at the CID headquarters.

On Sunday it was the West Medinipur district court. Vineet Goyal CID Special IG reported the matter. Tarun district police were looking for him since.

In February this year the case was assigned to CID. CID team laid a trap for catching juvenile and arrested last April 3 at Delhi airport.

Tarun has spread its tentacles in 160 countries. According to Tarun 28 thousand crore in India so far is a forgery.

BREAKING NEWS: TVI Express Mastermind's Arrest Reported in India MLM News

Tarun Trikha's arrest was not widely covered, and it's quite strange. He is the head of billion dollar worldwide pyramid scheme "TVI Express", with members already convicted in multiple countries, and scheme outlawed in even more countries on multiple continents. However, the mastermind remains at large... until now.

Reports first appeared on Facebook about a week ago.

There was a short segment on Bengali local news, that got uploaded to Youtube, then that video got taken down for copyright complaints (Huh?)

Then the photos of "Tarun Justice" appeared, then disappeared on IMGUR image hosting. Though the same album quickly appeared on IMGUR under a different album.

There was a website on this, then that website disappeared and became some micro-work website.

There was a different video of the guy getting taken to local magistrate's office. That's still there.

But where's the news coverage? Turns out, the first to cover this was India's own MLM news, The Bhaskar:

BREAKING NEWS: TVI Express Pyramid Scheme Leader Tarun Trikha arrested by Indian CID

The news first broke on Facebook, then pictures emerged, then a screen cap of news report (in Hindi) seem to confirm that Tarun Trikha, head of TVI Express scam, which may have involved up to 7 million victims worldwide, had been arrested in India.

For a more detailed report, see my other blog:

http://kschang.blogspot.com/2013/04/rumor-some-facebook-post-claims-tarun.html

TVI Express is a blatant pyramid scheme that somehow survived by moving from one jurisdiction to another.

When UK started investigating they moved to Cyprus.

When India started investigating they moved to Indonesia.

When Indonesia revoked their license they faked an airline, which bought two cheap puddle jumpers, claimed to be buying more, then was grounded due to maintainence issues. Its CEO quit, then 2 months later the whole thing collapsed when Indonesian government revoked their flight license.

Apparently life in Indonesia was not that pleasant, and Mr. Tarun Trikha went back home.

Now all who associated with Tarun Trikha will likely suffer the consequences.

HILARIOUS: Randall Williams (JubiMax) sues eAdGear, who promptly counter-sues

Randall Williams, whose name was attached to multiple Ponzi-style "matrix" "cyclers" in the previous years, recently had his name attached to GoFunPlaces, a new venture from eAdGear. Randy Williams was also involved in DreamStyle Vacations, a TVI Express clone. TVI Express was chased out of US as a pyramid scheme, and members convicted of fraud in Australia and many other countries. DreamStyle Vacations collapsed not long after TVI Express.

(More information on Randall "Randy" Williams and his prior ventures, such as "Fast Profits Daily")

eAdGear previously made the news as it sued one of its affiliates for defaming it, as well as taking his downlines to ZeekRewards, which turned out to be a Ponzi scheme.

( More information on eAdGear lawsuit against Zeek Rewards )

We have reported many times here how Zeek Rewards is very likely a Ponzi scheme, and was proven right when it was indeed shut down by the SEC in August 2012 as a Ponzi scheme. Thus, it take no imagination suspect that eAdGear, which was pitched as an "inferior" to Zeek Rewards by its ex-pitchman, is very likely something of a similar nature.

So, when eAdGear enlisted the help of Randall Williams to start GoFun Places and GoFun Rewards, you can guess that things don't really change for the better. Why else would you need someone whose name was attached to various "cycler" schemes as the head?

Then early in 2013 Randall Williams suddenly parted company with GoFunPlaces, and started up something called JubiRev, where the described compensation plan sounds suspiciously similar to that of Zeek Rewards.

( More about JubiRev)

It was only recently discovered that Randall Williams had sued eAdGear in February 2012, alleging that eAdGear is a fraud and he was mislead into leading it.

( More information about lawsuit )

eAdGear countersued in March 2013, alleging that Randall Williams started a competitor, pilfered the member list of GoFunPlaces, and other malfeasance.

( More information about lawsuit )

BREAKING NEWS: "Profitable Sunrise" HYIP issued "cease and desist" by North Carolina

After the demise of Zeek Rewards, many Zeekheads ended up on Profitable Sunrise, which was one of the dozens of schemes trying to go after Zeekheads. Profitable Sunrise claims to be in UK, but in reality seem to operate in Czech Republic. On February 27th, 2013, North Carolina issued a cease and desist, ordering Profitable Sunrise to cease operating in North Carolina immediately.

Profitable Sunrise is what's known as HYIP, or "high yield investment program", usually a pyramid scheme or a ponzi scheme. Though it often claimed to be associated with more legitimate names or locations. However, investigators associated with state of North Carolina pointed out that funds are wired to a bank in Czech Republic for deposit into Profitable Sunrise, and thus, there's no doubt that it is offering an investment product, and thus, conducting business illegally in state of North Carolina.

Abuse of Power for MLM

PYRAMID SCHEME (Photo credit: ALL CHROME)

MLM is often compared to cult because its members are like mad recruiters, corralling any one they can get their hands on to either buy their stuff, or worse, join their biz/cult. Family and friends would be most of the people who have to put up with this, and it's annoying enough. However, there are people who then crosses the line: they take MLM to their DAY-JOB, or worse, they are in a position of power, and they try to recruit their subordinates and/or employees.

Regular MLMs that sell stuff are not that offensive in this regard, because if people say they're not interested, well, they're not. And you just know that if you sell "True Romance", don't market it to guys, and if you sell "Man Cave" stuff, don't sell to girls. But recruiting-based schemes and/or outright pyramid schemes? Anybody is fair game, whether they're interested or not. In fact, the more ignorant and desperate they are, the better.

Taking MLM to work is already wrong. Using workplace authority for personal gain is almost criminal and certainly unethical.

That doesn't stop the recruiters, of course. They rationalize it as "non-work activity", and co-workers as "potential recruits".

A Few Cliches about Scammers

On Christmas Eve, I read that a Zeek pitchman, who was "hosting" Robert Craddock's calls, had been sued by ANOTHER receiver for his winnings in another Ponzi scheme. 

Gregory Baker, who was hosting the conference calls giving updates by Kettner, Craddock, et al, was previously a "winner" in the Botfly Ponzi in Florida, and was sued by Florida AG for thousands of dollars of his ill-gotten gains. It is unknown if Baker himself had money in Zeek, but I would not be surprised if he did.

My first reaction is "Once a thief, always a thief". Or the very similar, "Leopard cannot change its spots; tiger cannot change its stripes."

There had been LONG documented cases where people who were in a Ponzi jump from scheme to scheme, fast enough so they made a profit, and split before it goes kaput. In fact, the "winners" in Zeek reads like a who's who in Ponzi promoters, including Jerry Napier, Trudy Gilmond, O.H. Brown, and more, all of whom had previously been involved in Ad Surf Daily, Andy Bowdoin's Ponzi, also out of Florida. Other winners such as Kettner were involved in similar shady deals such as TVI Express.

It's almost as if joining Ponzi scheme is an addiction... if you "time" it just right you can make a bundle and pretend to be victims.

Then you dump the proceeds into ANOTHER Ponzi so you claim you don't have any money to give back. Which is a lie, of course. It's fraud, intentional dissipation of assets to hide it from authorities.

Cyber-currency: source of good... or evil?

one oz. Proof U.S. gold bullion (Photo credit: Wikipedia)

BitCoin, a cybercurrency, made news when it launched in 2009, as it was not released by any central bank (i.e. backed by any country or group of countries, or any real assets like gold or silver reserves), and thus, is virtually untraceable. However, it's hardly the first cybercurrency. e-Bullion preceded it by several years having been launched in 2001.

The difference is e-Buillion is a scam that involved in murder, and it was used to scam people as well.

e-Billion was created by a Jim Fayed who lived in California, though e-Bullion was specifically incorporated in Panama in 2001, and its servers located in Switzerland as to prevent "interference" by US authorities. Though eventually he had to locate some servers in California.

e-Bullion was marketed as an investment, where you can buy precious metals from them, but does NOT physically take delivery of them. Instead, you basically exchanged your "real" currency for their virtual cybercurrency, which is backed by their precious metal reserves stored in several locations, like Australia, Switzerland, and so on.

And why would you do such a thing? To trade with other e-Bullion members, of course. In other words, they're acting like a bank, but have no such license from ANYWHERE.

Don't Make Threats Over the Internet, or You May Regret It

Image via CrunchBase

It's no joke to threaten someone, except maybe as a one-time joke against people you know, but when done to total strangers, it's harassment, and if prolonged, it's stalking and bullying. (or Cyberbullying)

And it's AGAINST THE LAW in many jurisdictions to utter threats over the Internet.

Just recently, in Canada, a certain D. Markuze was arrested by Montreal PD for violations of his probation terms... uttering online threats against multiple individuals. He got probation, so if he kept his nose clean, that would be the end of it.

But as you can expect, he tired to cover his tracks by going to proxy sites, coffee shops, libraries, and basically free WIFI spots to send his **** against skeptics, and he continued to harass skeptics through Youtube, internet forums, Twitter, blog comments, and much more, even though he was supposed to avoid internet forums, blogs, social networks, chatrooms, and such.

So he's now spending some quality time IN JAIL.

What does this have to do with a scam, you ask?

Bad Argument: the either/or fallacy (i.e. false dilemma)

Chasing Madoff (Photo credit: Wikipedia)

One way defenders defend a suspect scheme is to claim that a business is "innocent until proven guilty", and use that to deflect every sort of analysis by critics.  To the defenders, there are only two choices: illegal, or legal, and anything that was not declared illegal by a government or court must therefore be legal. 

This is a fallacy on multiple levels. 

As a legal concept, this is fallacious because "innocent until proven guilty" is primarily used for CRIMINAL prosecution, not civil. And if a business is fraudulent, it's a civil matter. (there are exceptions, but US is not one of them)

As a logical fallacy, this is a form of either/or (i.e. false dilemma), as a business can be "undetermined", as well as legal, or illegal. In fact, this is a fundamental concept in critical thinking, that you have to start from a "null hypothesis", and prove it either way. 

There's also the question about operating illegally, vs. formally declared as scam and received a judgement by a real judge in a court of law. For example, we knew that Madoff's Ponzi had been operating for a decade or more before it ran out of money in 2008 and Madoff confessed. So it was operating ILLEGALLY for a decade, but there was no charges. So was Madoff's scheme illegal? Absolutely. However, according to some scheme defender's logic, Madoff's scheme is NOT illegal UNTIL it's formally declared by a judge to be illegal. That's just bogus.

Zeek Defenders Finally Moved... Hilarity Ensued

On November 30th, Dave Kettner, his wife, and one other person filed a paper through the Fun Club USA attorney Michael Quilling to the court that wants an "examiner" appointed as voice of the Zeek members affected.

This is quoted from their court document:

According to the Receiver this case is the largest case of its type ever filed in the United
States in terms of the number of potential victims and participants. According to the Receiver’s
estimates there may be 2.2 million Affiliates located around the world. Many of the actions being taken and proposed by the Receiver may substantially and irreparably impact their rights. It is impractical for the Affiliates to each retain counsel and appear in this case. Many of them cannot afford to do so. The Affiliates need representation of their interests in this case and Movants request that the Court appoint Michael J Quilling as Examiner in these proceedings to represent the collective interests of the Affiliates and all creditors of the receivership estate and that the Examiner and his counsel be compensated out of the receivership estate.

We've previously identified Dave Kettner as an early participant in Zeek (first documented July 2011) and scams such as TVI Express, and its clones such as Diamond Holidays. Kettner had been releasing plenty of comments hostile to the receiver along with Robert Craddock, through Twitter and other avenues for the past several MONTHS.

Consider the simple question... Who Benefits from appointment of examiner, ignore their version of explanation for the moment?

Examiner -- An official or other person empowered by another—whether an individual, business, or government agency—to investigate and review specified documents for accuracy and truthfulness.  

FACT: You'd only need an examiner if the receiver's NOT doing his job, and needs to be audited/verified.  Examiner is an ANTAGONIST to the receiver.

FACT: There was no call for examiner UNTIL he started sending out pre-clawback subpoenas.

Thus, it's quite clear that when Kettner wrote "collective interest of the affiliates", he meant "those who benefited from Zeek" (about 100000 of them, per Receiver's October 31st, 2012 update), not all 2.2 million Zeek victims as he was implying.

After all, there are TWO kinds of affiliates... those who gained money and those who LOST money. Receiver's job is to make things equitable again: take money from those who gained, and give them back to those who lost money, so everything is back to the way it was (or as much as possible).

So what is the examiner supposed to be doing again? Is it implying that receiver is NOT representing the affiliate's interests?  Or is doing his job TOO WELL and needs to be shackled?

Who benefits? (by creation of an examiner) The beneficiaries of Zeek Ponzi.